Are you a current member of Blue Cross and Blue Shield of Oklahoma?
For us to best serve you, are you an employee of University of Tulsa?
Medicare Supplement Insurance Plans
A Medicare Supplement Insurance Plan works with Original Medicare to “fill the gaps” in your coverage, and protect you from many of the out-of-pocket costs Original Medicare does not pay.
IMPORTANT: If you are eligible for a Retiree Group Medicare plan, some of this information may not apply to you. Please ask your employer or benefit administrator about your Medicare options, eligibility and enrollment information.
Medicare Supplement Insurance Plans
Added Coverage with Lots of Flexibility
Medicare Supplement Insurance Plans are designed to help fill the gaps in Original Medicare. If you choose this type of plan, it will help pay your portion of the covered expenses that Original Medicare does not. And it will give you the added freedom to use any doctor, specialist, or hospital that accepts Medicare.
Medicare Supplement Insurance Plans do not cover prescription drugs. However, any Medicare Supplement Insurance Plan can be paired with a standalone Part D prescription drug plan. It’s important to note that you cannot have a Medicare Supplement Insurance Plan and a Medicare Advantage plan at the same time.
SPEAKER 1: We have what they call original Medicare Parts A and B, but it doesn't cover drugs. And since we have a couple of regular prescriptions and the ones we're prescribed if we get sick, we also have Medicare Part D. On top of that, I have a couple of chronic conditions that take some extra care, so I have Medicare supplement insurance to help cover what Medicare doesn't.
SPEAKER 2: Exactly. Some people do rely on just original Medicare, but our other additions help us cover bases for anything unexpected.
SPEAKER 1: The only downside is that we have to juggle more than one health plan.
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Enrolling in a Medicare Supplement Insurance Plan
You can enroll in an individual Medicare Supplement Insurance Plan at any time of the year. But your acceptance is guaranteed only during the six-month Open Enrollment Period that begins the first day of the month you are enrolled in Medicare Part A and Part B. So it’s a good idea to consider this type of coverage before you enroll in Medicare for the very first time.
If a Medicare Supplement Insurance Plan is offered by your employer, you can enroll in it at retirement, after you have enrolled in Medicare Part A and Part B.
Different Plans for Different Budgets and Health Care Needs
Medicare Supplement Insurance Plans are identified by the letters A, B, C, D, F, G, K, L, M, and N. Each plan covers a different set of costs. Some plans only cover basic benefits. Others may cover a wide range of health care costs.
Blue Cross and Blue Shield of Oklahoma offers affordable Medicare Supplement Insurance Plan and Part D prescription drug plan options to meet a variety of needs and budgets.
Compare Blue Medicare SupplementSM Insurance Plans
Get Your Medicare Timeline
Answer a few simple questions and we’ll provide you with a personalized timeline. You’ll also receive reminders with important information and actions you can take to stay on track as you near your Medicare eligibility.
Create My Timeline →Find The Right Insurance Plan For You
You have a choice when it comes to your Medicare health coverage through Blue Cross and Blue Shield of Oklahoma. Use our shopping tools to find the right insurance plan for you. You can get a quote, apply, find an agent & more.
Get a Quote& Apply
Questions? Let us help.
As our valued member, you have access to exclusive resources and assistance. We’re here to help you make a smooth transition to Medicare. Call us to learn more.
1-800-000-0000 (TTY 711)We’re open between 8:00 a.m. – 8:00 p.m., local time, 7 days a week. If you’re calling from April 1 through September 30, alternate technologies (for example, voicemail) will be used on the weekends and holidays.
For Blue Medicare Supplement Insurance Plans Customer Service:
1-800-722-3959 (TTY 711)We’re open 7:00 a.m. – 6:00 p.m., CT, Monday through Friday.
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